By The Enforcd Team

Motor Finance: Are Personal Contract Plans the New PPI?

The Financial Conduct Authority’s 2017/18 business plan said this about motor finance: “We are concerned that there may be a lack of transparency, potential conflicts of interest and irresponsible lending in the motor finance industry. We will conduct an exploratory piece of work to identify who uses these products and assess the sales processes, whether the …

By The Enforcd Team

FCA Business Plan 2017: Reviews, Thematic Reviews and All The Rest of It

It’s not an original observation, but the FCA is at heart a publishing house. Work on annual set-pieces like the FCA business plan (currently in its 2017/2018 run) begins months before publication, with Associates across all parts of the FCA writing summaries of their work, and sending it up the line for review. The strategists …