By The Enforcd Team

FCA Financial Lives Survey: Avoid Having Children for a Healthier Financial Future

The FCA Financial Lives Survey was published on 18 October 2017. Titled “Understanding the financial lives of UK adults”, the FCA will use the Survey to identify potential consumer detriment. Results have already informed its Financial Advice Market Review Baseline report, the Ageing Population and Financial Services Occasional Paper, and will inform the forthcoming Approach …

By Jane Walshe

Improving Wholesale Conduct MI

The Financial Conduct Authority (FCA) has been focused on effective conduct risk management information since 2004 when, as the Financial Service Authority (FSA) it launched the Treating Customers Fairly (TCF) initiative.  The principles applicable to the gathering of effective conduct MI in the retail sphere are equally relevant to wholesale firms. This article explores some …

By The Enforcd Team

Pension Transfer Update

The 2015 accounts for Glasgow based Intelligent Pensions Limited were jubilant: “Turnover has grown this year by 15.4% and the company generated a profit on ordinary activities before taxation of £285,990, a substantial increase from £159,784 reported for 2014. The recent changes to pension legislation have proved to be very beneficial for the Company with …